Body Shop Examines Arizona Insurance Rates

An auto-repair or body shop visit never exactly sounds pleasant. Arizona drivers my take some solace in knowing that a visit to a full-service repair or body shop impacts their respective insurance policies comparatively gently.

Concluding an annual statistical survey, noted that Arizona’s annual average $1,127 insurance cost per drive ranks the Grand Canyon State’s rates as the 10th least-expensive in the nation.

To give those numbers some perspective, aside from how relatively reasonable the coverage in Arizona remains for body shop work in the wake of an accident, Louisiana drivers bear the nation’s highest rates, averaging $2,699 annually. The state produces an unusually high number of bodily injury claims, paired with very consumer-friendly judges. Filling out the opposite end of the spectrum, Maine’s rural environment and the short leash that the state attaches to young drivers helped secure national-low $934 annual average rates.

Arizona’s rates rank about $238 below the national $1,510 annual average.

After combining over 750 vehicles’ respective rates for their makes and models, assigned each a standard policy based on a 40-year-old male driver commuting 12 miles to work each day.

As a side note, the most expensive car to insure on a trip to a body shop following a particularly rough ride? The Mercedes CL600’s average insurance policy priced out at $3,357. In the end, Mercedes ultimately claims half the vehicles among the 20 most expensive vehicles to insure.

Ultimately, much of the expense – or lack thereof – in driving and insuring any vehicle comes down to the driver. Many a pricey repair can be easily maintained with enough care and defensive driving.

Still, there’s much to be said too for knowing that you live in a state wherein true accidents aren’t quite as cringe-worthy as they might be in other locales.

Tina Small has been part of the Airpark Collision Center team since 2006. Working directly with customers, her goal is to share frequent customer questions, and proper methods of collision repair.